Job Description
Small Business Banker at City National Bank of Florida summary:
The Small Business Banker manages and grows a portfolio of small business clients by providing tailored financial solutions including deposits, loans, and treasury services. They proactively acquire new clients through prospecting and networking while collaborating with internal partners to offer comprehensive banking services. The role also involves ensuring regulatory compliance, conducting financial analyses, and supporting branch operations to drive business growth and maintain operational integrity.
Overview:
About the Role
We’re looking for a results-driven Small Business Banker to build lasting relationships with businesses generating up to $5 million in annual revenue. In this role, you’ll provide strategic financial solutions, deliver exceptional client service, and drive growth through deposits, loans, and treasury services. As a key member of the branch team, you'll also represent the bank in the community and collaborate with internal partners to meet client needs.
What You’ll Do
- Grow and manage a portfolio of 250+ small business clients.
- Proactively acquire new relationships through prospecting, networking, and outreach.
- Deliver tailored financial advice by analyzing client needs and recommending appropriate deposit, lending, and treasury solutions.
- Collaborate with partners in Lending, Treasury, Mortgage, and Wealth Management to offer holistic banking services.
- Support branch operations including account opening, teller transactions, and loan support as needed.
- Serve as a community ambassador and leader for the bank’s small business efforts.
- Ensure compliance with all regulatory, policy, and procedural standards.
Key Responsibilities
- Consistently meet or exceed sales and referral goals for deposits, loans, and services.
- Perform financial reviews and loan pre-screens; complete cash flow analyses.
- Make independent overdraft pay/return decisions within assigned limits.
- Support the loan application and closing process; collect and review required documentation.
- Maintain operational integrity through proper balancing, ticketing, and risk protocols.
- Adhere to compliance and regulatory training, including S.A.F.E. Act requirements.
Qualifications:
What You Bring
- 2–4 years of recent experience as a Small Business Banker or similar role.
- Solid credit background with proven ability to structure loans and analyze credit.
- Demonstrated success in acquiring and growing small business relationships.
- Ability to complete independent pre-screens and cash flow analysis.
- Collaborative, proactive, and goal-oriented mindset.
- Excellent communication and relationship management skills.
Education:
- Bachelors degree in Business or Finance preferred.
- An equivalent combination of education and relevant professional experience may be considered in lieu of a degree.
Special information to candidates:
- Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
- Please view Equal Employment Opportunity Posters here .
- The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
- Reasonable accommodation may be made to assist individuals with disabilities to complete the online application process. Please contact our Human Resources Department at 305-577-7680 or by e-mail at employment@citynational.com .
Keywords:
small business banking, financial solutions, loan structuring, client relationship management, business portfolio growth, cash flow analysis, deposit services, loan underwriting, regulatory compliance, community banking
Job Tags
Contract work, For contractors,