Job Description
Are you an experienced mortgage underwriter ready to work from anywhere? If you're passionate about making sound lending decisions and excel in a fast-paced environment, we want you on our team!
Position Overview:
As a Mortgage Underwriter for TPO (Third-Party Originations), you'll play a crucial role in evaluating loan applications and ensuring they meet all program and product specifications before funding. You'll be responsible for making well-informed credit decisions and communicating these decisions effectively to your team. This role is all about upholding fair lending practices while maintaining top-notch production and quality standards.
Key Responsibilities:
Loan Evaluation: Review loan files for income, collateral, and creditworthiness according to program and product specifications.
Production Standards: Maintain or exceed monthly production and quality requirements.
Guidelines Expertise: Stay current with Corporate, investor, and regulatory guidelines.
Communication: Clearly communicate credit decisions and document needs to all relevant team members.
Risk Management: Track and record all credit risk activities to ensure accuracy and compliance.
What You Need to Succeed:
Experience: At least 5 years of experience in underwriting residential mortgage loans.
Education: Bachelor's degree preferred.
Skills:
Experience with appraisal reviews and knowledge of USPAP and Agency Guidelines.
Strong manual and AUS underwriting skills.
Ability to underwrite files in line with FNMA/FHLMC standards.
Proficiency in reviewing and calculating income from complex tax returns.
Excellent analytical, attention-to-detail, and decision-making skills.
Capable of working independently with minimal supervision.
Highly motivated with strong written and verbal communication abilities.
Why You'll Love This Role:
Flexibility: Enjoy the freedom of working remotely from anywhere in the U.S.
Growth Opportunities: Be part of a team dedicated to exceptional service and professional development.
Impact: Contribute to a company focused on industry-leading service and top-quality loan production.
Employment Type: Full-Time
Salary: $ 168,973.00 Per Year
Job Tags
Full time,